/* ============================================================
   KIMI — KeyInvest Managed Investments Pty Ltd
   www.keyinvestmanagedinvestments.com
   Brand: navy #060033 · teal #59D699 · Poppins / Inter
   NFR-16 central theme · WCAG 2.2 AA targets (NFR-15, FR-01.5)
   ============================================================ */

:root{
  --navy:#060033; --navy2:#0D0A4A; --navy3:#15114F;
  --teal:#59D699; --teal-dark:#3FB97E; --teal-deep:#1E7A50;
  --paper:#F6F7FB; --card:#FFFFFF; --ink:#1A1830; --muted:#6E6C8A;
  --line:#E4E4EF; --line-dark:rgba(255,255,255,.12);
  --amber:#F5B93F; --coral:#F06A6A;
  --r:14px; --shadow:0 2px 10px rgba(6,0,51,.07);
  --display:'Poppins',sans-serif; --body:'Inter',sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--body);background:var(--paper);color:var(--ink);font-size:15.5px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.display{font-family:var(--display)}
img,svg{vertical-align:middle}
button{font-family:inherit;cursor:pointer}
input,select,textarea{font-family:inherit;font-size:14px}
a{color:inherit}
.wrap{width:min(1120px,92vw);margin-inline:auto}
.skip{position:absolute;left:-9999px}
.skip:focus{left:1rem;top:1rem;z-index:200;background:var(--teal);color:var(--navy);padding:.6rem 1rem;border-radius:8px;font-weight:700}
:focus-visible{outline:2.5px solid var(--teal);outline-offset:3px}
.kicker{color:var(--teal-deep);font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase}
.kicker.on-dark{color:var(--teal)}

/* ---------- "Under development" background watermark ---------- */
body.dev-mode::before{
  content:"";position:fixed;inset:-50%;z-index:0;pointer-events:none;
  background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='560' height='140'><text x='0' y='90' font-family='Poppins,Arial,sans-serif' font-size='34' font-weight='800' fill='%23060033' fill-opacity='0.045' letter-spacing='4'>COMING SOON — UNDER DEVELOPMENT</text></svg>");
  background-size:560px 140px;
  transform:rotate(-18deg);
}
main,header,footer,.devbar,.cookie-banner,.modal-scrim{position:relative;z-index:1}
.devbar{
  background:repeating-linear-gradient(-45deg,var(--amber) 0 14px,#E5A928 14px 28px);
  color:var(--navy);text-align:center;font-weight:800;font-family:var(--display);
  font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;padding:8px 14px;
}

/* ---------- Nav ---------- */
.nav{position:sticky;top:0;z-index:80;background:rgba(6,0,51,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line-dark)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:66px;gap:1rem}
.brand{display:flex;align-items:center;gap:11px;color:#fff;text-decoration:none}
.brand img{width:32px;height:32px}
.brand b{font-family:var(--display);font-weight:800;letter-spacing:.5px;font-size:1.15rem}
.brand small{display:block;font-size:10.5px;color:#B9B7D4;line-height:1.2;letter-spacing:.02em}
.nav-links{display:flex;gap:1.7rem;align-items:center}
.nav-links a{font-family:var(--display);font-size:.83rem;font-weight:600;color:#C9C7E2;text-decoration:none;padding:.35rem 0;border-bottom:2px solid transparent}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:#fff;border-bottom-color:var(--teal)}
.nav-cta{background:var(--teal);color:var(--navy)!important;border-radius:999px;padding:.5rem 1.1rem!important;border:none!important;font-weight:700}
.nav-cta:hover{background:#fff!important}
.nav-toggle{display:none;background:none;border:1px solid var(--line-dark);color:#fff;border-radius:8px;padding:.45rem .7rem;font-size:1rem}
@media(max-width:840px){
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;top:66px;left:0;right:0;background:var(--navy);flex-direction:column;gap:0;padding:.6rem 0 1rem;border-bottom:1px solid var(--line-dark)}
  .nav-links.open{display:flex}
  .nav-links a{padding:.7rem 1.4rem;width:100%}
}

/* ---------- Hero ---------- */
.hero{background:var(--navy);color:#fff;padding:4.6rem 0 4.4rem;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-160px;top:-160px;width:520px;height:520px;border:90px solid rgba(89,214,153,.08);border-radius:50%;pointer-events:none}
.hero-in{display:grid;grid-template-columns:1.08fr .92fr;gap:3.6rem;align-items:start;position:relative}
@media(max-width:900px){.hero-in{grid-template-columns:1fr}.hero{padding:3rem 0}}
.hero h1{font-size:clamp(2.1rem,5vw,3.1rem);line-height:1.12;font-weight:800;margin:.9rem 0 1rem}
.hero h1 em{color:var(--teal);font-style:normal}
.hero .lede{color:#C9C7E2;font-size:1.05rem;max-width:48ch}
.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.8rem}
.btn{font-family:var(--display);font-weight:700;font-size:.88rem;text-decoration:none;display:inline-block;border-radius:999px;padding:.75rem 1.5rem;border:1.5px solid transparent;transition:.16s;text-align:center}
.btn-solid{background:var(--teal);color:var(--navy)}
.btn-solid:hover{background:#fff}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy3)}
.btn-outline{border-color:var(--line);color:var(--ink);background:#fff}
.btn-outline:hover{border-color:var(--teal-dark);color:var(--teal-deep)}
.btn[disabled]{opacity:.55;cursor:not-allowed}

/* Featured fund card in hero */
.feature-card{background:#fff;color:var(--ink);border-radius:18px;padding:26px 26px 22px;box-shadow:0 24px 60px rgba(0,0,0,.35)}
.feature-card .status{display:inline-block;background:rgba(89,214,153,.16);color:var(--teal-deep);font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;border-radius:999px;padding:4px 12px}
.feature-card h3{font-size:1.3rem;margin:.8rem 0 .3rem;line-height:1.25}
.feature-card .type{color:var(--muted);font-size:.85rem}
.rate-block{margin:1.1rem 0 1rem;padding:1rem 1.1rem;background:var(--paper);border:1px solid var(--line);border-radius:12px}
.rate-block .rate{font-family:var(--display);font-weight:800;font-size:1.5rem;color:var(--navy)}
.rate-block .rate small{font-size:.85rem;font-weight:600;color:var(--teal-deep)}
.rate-block .cap{font-size:.75rem;color:var(--muted);margin-top:2px}
.feature-card .fine{font-size:.72rem;color:var(--muted);margin-top:.9rem;line-height:1.5}

/* ---------- Sections ---------- */
.sec{padding:4.6rem 0}
.sec+.sec{border-top:1px solid var(--line)}
.sec-head{max-width:62ch;margin-bottom:2.4rem}
.sec-head h2{font-size:clamp(1.6rem,3.2vw,2.15rem);font-weight:800;line-height:1.15;margin:.7rem 0 .7rem}
.sec-head p{color:var(--muted)}

/* Fund cards */
.fund-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.3rem}
.fund{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem 1.4rem 1.3rem;display:flex;flex-direction:column;box-shadow:var(--shadow);transition:transform .16s,border-color .16s}
.fund:hover{transform:translateY(-3px);border-color:var(--teal-dark)}
.fund .pill{align-self:flex-start;font-size:10.5px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;border-radius:999px;padding:4px 11px}
.pill-open{background:rgba(89,214,153,.16);color:var(--teal-deep)}
.pill-soon{background:rgba(245,185,63,.18);color:#8A6410}
.fund h3{font-size:1.08rem;line-height:1.3;margin:.75rem 0 .35rem}
.fund .type{font-size:.8rem;color:var(--muted)}
.fund .rate{font-family:var(--display);font-weight:700;color:var(--navy);margin:.8rem 0 .2rem;font-size:.98rem}
.fund p.desc{font-size:.9rem;color:var(--muted);flex:1;margin:.5rem 0 1.1rem}
.fund .row{display:flex;gap:.6rem;flex-wrap:wrap}
.fund .row .btn{font-size:.78rem;padding:.55rem 1.05rem}

/* Why / trust strip */
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:2rem}
.trust h3{font-size:1rem;margin:.6rem 0 .4rem}
.trust p{font-size:.92rem;color:var(--muted)}
.tick{width:34px;height:34px;border-radius:10px;background:rgba(89,214,153,.15);color:var(--teal-deep);display:flex;align-items:center;justify-content:center;font-weight:800}

/* Dark band */
.band{background:var(--navy);color:#fff}
.band .sec-head p{color:#C9C7E2}

/* ---------- Forms ---------- */
.formcard{background:#fff;color:var(--ink);border-radius:18px;padding:28px;box-shadow:0 20px 60px rgba(6,0,51,.16);border:1px solid var(--line)}
.formcard h3{font-size:1.25rem;margin-bottom:4px}
.formcard .sub{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.f-row{margin-bottom:13px}
.f-row label{display:block;font-size:11.5px;font-weight:700;color:var(--muted);margin-bottom:5px;text-transform:uppercase;letter-spacing:.06em}
.f-row input[type=text],.f-row input[type=email],.f-row input[type=tel],.f-row select,.f-row textarea{width:100%;padding:11px 12px;border:1.5px solid var(--line);border-radius:10px;background:#FBFBFE;outline:none;transition:border-color .15s}
.f-row input:focus,.f-row select:focus,.f-row textarea:focus{border-color:var(--teal-dark)}
.f-row .err{display:none;color:#B03A3A;font-size:.76rem;margin-top:4px;font-weight:600}
.f-row.invalid input,.f-row.invalid select{border-color:#F06A6A;background:#FDECEC}
.f-row.invalid .err{display:block}
fieldset{border:1.5px solid var(--line);border-radius:12px;padding:14px 14px 8px;margin-bottom:14px}
legend{font-size:11.5px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;padding:0 6px}
.chk{display:flex;gap:10px;align-items:flex-start;margin-bottom:10px;font-size:.9rem}
.chk input{margin-top:3px;width:16px;height:16px;accent-color:var(--teal-dark);flex:0 0 auto}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden} /* honeypot FR-01.2 */
.form-note{font-size:.74rem;color:var(--muted);line-height:1.55;margin-top:10px}
.success{display:none;background:rgba(89,214,153,.13);border:1.5px solid var(--teal-dark);border-radius:12px;padding:16px;font-size:.92rem}
.success.on{display:block}
.success b{color:var(--teal-deep)}

/* ---------- Cookie banner (FR-07.1) ---------- */
.cookie-banner{position:fixed;left:0;right:0;bottom:0;z-index:150;background:var(--navy);color:#fff;border-top:2px solid var(--teal);padding:18px 0;display:none}
.cookie-banner.on{display:block}
.cookie-in{display:flex;gap:1.4rem;align-items:center;flex-wrap:wrap}
.cookie-in p{flex:1 1 380px;font-size:.84rem;color:#C9C7E2;line-height:1.55}
.cookie-in p a{color:var(--teal)}
.cookie-actions{display:flex;gap:.6rem;flex-wrap:wrap}
.cookie-actions .btn{font-size:.8rem;padding:.6rem 1.2rem}

/* ---------- Modal (declaration gate, FR-08) ---------- */
.modal-scrim{position:fixed;inset:0;z-index:160;background:rgba(6,0,51,.65);display:none;align-items:flex-start;justify-content:center;padding:4vh 16px;overflow-y:auto}
.modal-scrim.on{display:flex}
.modal{background:#fff;border-radius:18px;max-width:640px;width:100%;padding:26px 26px 22px;box-shadow:0 30px 80px rgba(0,0,0,.4);margin:auto 0}
.modal h3{font-size:1.2rem;margin-bottom:4px}
.modal .sub{font-size:.84rem;color:var(--muted);margin-bottom:16px}
.dec-text{background:var(--paper);border:1.5px solid var(--line);border-radius:12px;padding:14px 16px;font-size:.85rem;line-height:1.6;max-height:250px;overflow-y:auto;margin-bottom:14px}
.dec-text h4{font-size:.85rem;margin:.7rem 0 .3rem}
.dec-text h4:first-child{margin-top:0}
.modal .foot{display:flex;gap:.7rem;justify-content:flex-end;margin-top:14px;flex-wrap:wrap}
.blocked{display:none;background:#FDECEC;border:1.5px solid #F06A6A;color:#B03A3A;border-radius:12px;padding:14px 16px;font-size:.88rem;margin-top:12px}
.blocked.on{display:block}
.receipt{display:none;background:rgba(89,214,153,.12);border:1.5px solid var(--teal-dark);border-radius:12px;padding:14px 16px;font-size:.88rem;margin-top:12px}
.receipt.on{display:block}
.receipt code{font-size:.8rem;background:#fff;border:1px solid var(--line);border-radius:6px;padding:2px 7px}

/* Personalisation prompt (FR-07.3) */
.prompt-bar{display:none;margin-top:20px;background:linear-gradient(90deg,rgba(89,214,153,.16),rgba(89,214,153,.04));border:1px solid rgba(89,214,153,.45);border-radius:var(--r);padding:13px 16px;font-size:.88rem}
.prompt-bar.on{display:block}
.prompt-bar b{color:var(--teal)}
.prompt-bar a{color:var(--teal);font-weight:700}

/* ---------- Compliance strip + footer ---------- */
.gaw{background:#fff;border-top:1px solid var(--line);padding:1.2rem 0;font-size:.76rem;color:var(--muted);line-height:1.6}
.gaw b{color:var(--ink)}
footer{background:var(--navy);color:#B9B7D4;padding:2.8rem 0 3.4rem;font-size:.82rem}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2.4rem;margin-bottom:1.8rem}
@media(max-width:760px){footer .cols{grid-template-columns:1fr}}
footer h4{color:#fff;font-size:.85rem;margin-bottom:.7rem}
footer a{color:#C9C7E2;text-decoration:none;display:block;padding:.18rem 0}
footer a:hover{color:var(--teal)}
footer .legal{border-top:1px solid var(--line-dark);padding-top:1.3rem;line-height:1.7;font-size:.76rem}
footer .legal b{color:#E8E7F5;font-weight:600}
.ph{background:rgba(245,185,63,.25);border-bottom:1.5px dotted var(--amber);padding:0 3px;border-radius:3px} /* placeholder highlight */

/* Utility */
.mt1{margin-top:1rem}.mt2{margin-top:2rem}
.center{text-align:center}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}html{scroll-behavior:auto}}